Lazerson’s 2026 mortgage and housing predictions
He's predicting homebuyers and those refinancing will be the big winners as rates dip into the 5% range.
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As debt mounts, is it worth tapping a home equity line of credit?
As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.
Is paying for a mortgage rate buydown a good idea for you?
Points, sometimes called discount points, is interest paid in advance to achieve a lower interest rate.
Southern California’s mortgage loan limits get a small boost for 2026
The annual increase is markedly smaller than in the last several years.
VantageScore, a new FICO competitor, may help mortgage shoppers with little credit
Reporting rent, utility or a credit card for one month may make you mortgage ready
How a 50-year mortgage can improve affordability for first-time buyers
A best bet might be an interest-only payment for the first 10 years, and then the loan balance would be amortized over 40 years.
Fannie Mae eliminating minimum 620 credit score eligibility requirement
Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.
Economists’ forecast: Housing, Wall Street a mix of ‘we are screwed’ to ‘all good’
Christopher Thornberg at Beacon Economics expects asset bubbles in crypto and AI will crash the market.
Homebuyers, do you finance now or wait for Fed to drop rates?
Buyers essentially are hanging onto a one-two punch for more affordability: cheaper prices and cheaper payments.
Homebuyers will spend at least $1,500 before escrow closes
Here are a few ways to protect your hard-earned money in the event escrow falls apart.